Quantum Cipher
· Legal ·

Refund Policy

· Effective May 18, 2026 · iknkfx inc · DBA Quantum Cipher Lab ·

This Refund Policy explains when and how you may request a refund for products and services purchased from iknkfx inc, operating under the brand Quantum Cipher Lab. By purchasing any product or service from us, you agree to this policy.

Trading involves substantial risk of loss. Our products are educational and do not guarantee profit. A refund request based on the fact that trading is risky, that you did not make money, or that the markets moved against you will not be approved. Risk is a feature of trading, not a defect of our education.

1. All Sales Final by Default

Because our products consist primarily of digital educational content, live sessions, community access, and proprietary methodology — all of which are delivered instantly and cannot be “returned” — all sales are final unless otherwise stated in this policy or in the specific product’s purchase terms.

2. Limited 7-Day Refund Window

For certain flagship paid programs, we offer a 7-day refund window from the date of purchase, subject to all of the following conditions:

We reserve the right to deny refund requests that do not meet every condition above. Decisions are made at our sole discretion.

3. Non-Refundable Products

The following are not eligible for a refund under any circumstance:

4. Subscriptions

Recurring subscriptions auto-renew at the end of each billing period. To stop future charges, cancel before your next renewal date. Cancelling stops future billing but does not refund the current billing period. Partial-month refunds are not provided.

5. Chargebacks and Disputes

If you have a billing concern, contact us first before filing a chargeback with your bank or card issuer. Filing a chargeback without first attempting to resolve the matter with us is a violation of these terms and may result in:

6. How to Request a Refund

To request a refund, submit a ticket through our contact form at quantumcipherlab.com/contact with:

We aim to respond within 3 business days. Approved refunds are processed back to the original payment method within 5–10 business days. Your bank may take additional time to post the credit.

7. Changes to This Policy

We may update this Refund Policy from time to time. The “Effective” date at the top reflects the latest revision. The policy in effect at the time of your purchase governs that purchase.

8. Contact

Refund-related questions:
iknkfx inc
Submit a ticket through our contact form at quantumcipherlab.com/contact.

This refund policy is a starting template. Confirm refund windows and conditions match your actual offers, payment processor requirements (Stripe, etc.), and any consumer protection laws in jurisdictions where you sell.